Terms

Terms and Conditions

Last updated: 26 August 2026

These Terms and Conditions govern your use of CardMachineProviders.co.uk.

Please read them carefully before using the website or submitting a request for quotes.

By accessing or using CardMachineProviders.co.uk, you agree to these Terms and Conditions. If you do not agree with them, please do not use the website.

1. About Us

CardMachineProviders.co.uk is operated by:

KA Digital Marketing Ltd
Company number: 11368756
Registered in England and Wales
Registered office: 20-22 Wenlock Road, London, England, N1 7GU

Email: info@cardmachineproviders.co.uk

In these Terms, “CardMachineProviders.co.uk”, “we”, “us” and “our” refer to KA Digital Marketing Ltd.

2. About CardMachineProviders.co.uk

CardMachineProviders.co.uk is an independent information, comparison and business-introduction website.

We publish information about products and services including:

  • card machines and payment terminals;
  • card readers;
  • merchant accounts;
  • merchant services;
  • payment processing;
  • payment gateways;
  • EPOS and point-of-sale systems; and
  • related business-payment services.

We may also help businesses request quotes or introductions from participating providers.

CardMachineProviders.co.uk does not itself provide card processing, merchant acquiring or card-machine services unless expressly stated otherwise.

Any contract for a card machine, merchant account, payment-processing service or other third-party product is entered into directly between you and the relevant provider.

3. Business Use

CardMachineProviders.co.uk is primarily intended for people accessing the website for business or professional purposes.

Our quote and comparison services are intended to help UK businesses, including companies, partnerships, sole traders and other organisations, research or obtain business-payment services.

You should not use our business quote service for personal or household purposes.

4. Our Quote and Introduction Service

You may be able to submit information through CardMachineProviders.co.uk to request quotes from card-machine, merchant-services, payment-processing or related providers.

Our quote service is free for businesses to use unless we expressly state otherwise.

When you submit a quote request, we may use the information you provide to identify providers that may be relevant to your requirements.

Where applicable, your request may be shared with our quote-matching partner, Marketing VF Ltd, trading as Inspire Digital, which may contact you to confirm your details or requirements.

Your request may also be shared with up to four relevant participating suppliers, who may contact you directly regarding the products or services you requested.

Further information about how personal information is collected, used and shared is available in our Privacy Policy.

Requesting a quote does not guarantee:

  • that you will receive a particular number of quotes;
  • that every provider will be able to offer you a service;
  • that you will qualify for a particular product;
  • that a provider will accept your application;
  • that a particular price, rate or saving will be available;
  • that a quote will be cheaper than your existing service;
  • that the providers contacting you represent the whole UK market; or
  • that any particular provider will contact you.

Participating providers decide their own eligibility requirements, risk criteria, pricing, contractual terms and whether to provide services to a particular business.

You are under no obligation to accept a quote simply because you submitted an enquiry through CardMachineProviders.co.uk.

5. We Do Not Compare the Entire Market Unless Stated

CardMachineProviders.co.uk may compare or introduce users to a selection of providers.

Unless we specifically state otherwise, you should not assume that our website, comparison tables or quote service include every card-machine, payment-processing or merchant-services provider available in the UK.

Other providers or products may be available that are not featured on our website or included within our quote service.

You should consider your own requirements and, where appropriate, conduct additional research before entering into a contract.

6. Commercial Relationships

CardMachineProviders.co.uk is free for visitors to use.

We may receive commissions, referral fees, advertising fees or other commercial benefits from providers, affiliate networks or business partners.

For example, we may receive payment where:

  • you click certain provider links;
  • you request a quote;
  • we introduce you to a provider; or
  • you subsequently purchase or sign up for a product or service.

Commercial arrangements vary between providers and may change over time.

The existence of a commercial relationship does not mean that a provider is suitable for every business.

You should assess the actual price, contract, service and suitability offered to you before making a decision.

7. Provider Rankings, Recommendations and Comparisons

CardMachineProviders.co.uk may publish rankings, reviews, comparisons, recommendations, scores, awards or labels such as “best”, “best for”, “recommended”, “top pick” or similar terminology.

These represent our editorial assessment based on the information available to us at the time of review.

Depending on the comparison, factors considered may include:

  • pricing;
  • transaction fees;
  • terminal costs;
  • contract length;
  • cancellation terms;
  • hardware and software;
  • payment features;
  • payout arrangements;
  • customer support;
  • publicly available customer feedback;
  • suitability for different types of businesses; and
  • other information we consider relevant.

Not every factor will be relevant to every comparison.

A recommendation does not guarantee that a provider will be the cheapest, best or most appropriate choice for your individual business.

8. Pricing and Product Information

We take reasonable steps to keep the information published on CardMachineProviders.co.uk accurate and useful.

However, card-machine and merchant-services prices can change frequently.

Providers may change:

  • transaction rates;
  • terminal prices;
  • monthly charges;
  • minimum monthly charges;
  • contract lengths;
  • early termination fees;
  • settlement times;
  • hardware;
  • promotions;
  • eligibility requirements;
  • product features; and
  • other terms.

Some providers also use bespoke or turnover-dependent pricing.

As a result, information displayed on CardMachineProviders.co.uk may not always reflect the exact price or terms subsequently offered to you.

Where possible, we may provide a date showing when pricing or information was last checked.

The provider’s written quote, contract and current terms take precedence over information published on CardMachineProviders.co.uk.

You should review the provider’s current documentation before entering into an agreement.

9. Savings and Cost Examples

Any savings, pricing comparisons, example costs or estimated costs shown on CardMachineProviders.co.uk are for information and comparison purposes unless expressly stated otherwise.

Your actual costs may vary depending on factors including:

  • card turnover;
  • transaction volume;
  • average transaction value;
  • card type;
  • payment method;
  • business sector;
  • risk profile;
  • hardware requirements;
  • contract terms; and
  • provider-specific pricing.

Past, example or maximum savings should not be interpreted as a guarantee that you will achieve the same result.

Where a provider offers bespoke pricing, the only reliable way to establish the amount you would actually pay is to obtain and review a personalised quote.

10. No Financial, Legal, Tax or Professional Advice

Content published on CardMachineProviders.co.uk is provided for general information.

Nothing on the website is intended to constitute personalised:

  • financial advice;
  • investment advice;
  • legal advice;
  • tax advice;
  • accounting advice; or
  • other professional advice.

CardMachineProviders.co.uk is a business comparison and information service.

We do not make decisions on behalf of payment providers regarding merchant acceptance, creditworthiness, underwriting or risk.

Where your decision involves regulatory, legal, tax or financial consequences, you should consider obtaining appropriate professional advice.

11. Merchant-Service and Payment-Provider Decisions

Payment providers may conduct their own:

  • eligibility checks;
  • identity checks;
  • business verification;
  • credit checks;
  • risk assessments;
  • underwriting;
  • fraud-prevention checks; and
  • regulatory or compliance checks.

We do not control these processes.

We cannot guarantee that you will be accepted for a merchant account, card machine, payment service or particular pricing arrangement.

A provider may decline an application or offer different terms from those described on our website.

12. Third-Party Providers

Providers featured on CardMachineProviders.co.uk are independent businesses.

Unless expressly stated otherwise, they are not owned or controlled by KA Digital Marketing Ltd.

When you enter into an agreement with a provider, that provider is responsible for:

  • the product or service it supplies;
  • its contractual terms;
  • its pricing;
  • billing;
  • hardware delivery;
  • installation;
  • payment processing;
  • customer support;
  • service availability;
  • complaints; and
  • any warranties or guarantees it provides.

You should read the provider’s terms and conditions carefully before entering into an agreement.

13. Third-Party Websites and Links

CardMachineProviders.co.uk contains links to third-party websites.

Some links may be affiliate or tracking links through which we may receive a commission.

When you follow a third-party link, you leave CardMachineProviders.co.uk and become subject to that website’s own:

  • terms and conditions;
  • privacy policy;
  • cookie practices; and
  • security arrangements.

We do not control third-party websites and are not responsible for their availability, content or independent business practices.

The presence of a link does not mean that we guarantee every claim, product or service available on the destination website.

14. Intellectual Property

Unless otherwise stated, the content of CardMachineProviders.co.uk, including its:

  • text;
  • original graphics;
  • website design;
  • comparison tables;
  • original research;
  • branding;
  • databases; and
  • other original materials,

is owned by or licensed to KA Digital Marketing Ltd and is protected by applicable intellectual-property laws.

You may view and use the website for your own lawful business-research purposes.

You must not, without our permission:

  • reproduce substantial portions of the website;
  • republish our content as your own;
  • systematically scrape or extract our content;
  • reproduce our original comparison tables or research for commercial use;
  • use our branding in a way that suggests an association or endorsement that does not exist; or
  • use the website in a way that infringes our intellectual-property rights.

You may link to publicly accessible pages on CardMachineProviders.co.uk provided the link is fair, lawful and does not misleadingly imply that we endorse or are associated with you.

Third-party trademarks, logos and product names belong to their respective owners.

15. Acceptable Use

You must not use CardMachineProviders.co.uk:

  • unlawfully or fraudulently;
  • to submit false or misleading quote requests;
  • to impersonate another person or business;
  • to transmit malware or other harmful code;
  • to interfere with the operation or security of the website;
  • to attempt unauthorised access to our systems;
  • to harvest personal information;
  • to place unreasonable automated demands on our infrastructure; or
  • for any purpose that infringes the rights of another person or organisation.

We may restrict access to the website where we reasonably believe it is being misused.

16. Website Availability

We aim to keep CardMachineProviders.co.uk available and functioning correctly but do not guarantee uninterrupted access.

The website may occasionally be unavailable because of:

  • maintenance;
  • software updates;
  • hosting problems;
  • security incidents;
  • third-party service failures;
  • technical faults; or
  • circumstances outside our reasonable control.

We may change, suspend or discontinue website features where reasonably necessary.

17. Accuracy of Content

We make reasonable efforts to publish accurate and current information.

However, the payments industry changes frequently and we cannot guarantee that every piece of information will always be complete, error-free or current.

If you believe information on CardMachineProviders.co.uk is incorrect, please contact:

info@cardmachineproviders.co.uk

We welcome corrections and may update content where appropriate.

18. Limitation of Liability

Nothing in these Terms excludes or limits liability where it would be unlawful to do so.

In particular, nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation or any other liability that cannot lawfully be excluded or restricted.

Subject to this, CardMachineProviders.co.uk is not responsible for losses arising solely from:

  • decisions made independently by third-party providers;
  • changes a provider makes to its prices, products or terms;
  • your failure to review a provider’s current quote or contract;
  • the acts or omissions of independent third-party websites or providers;
  • website interruption caused by matters outside our reasonable control; or
  • information supplied inaccurately by third parties.

Where you use CardMachineProviders.co.uk for business purposes, we will not be liable for indirect or consequential loss or for loss of profits, revenue, business opportunity, anticipated savings, goodwill or business data to the extent that such limitation is permitted by law.

Nothing in this section affects any rights or remedies that cannot lawfully be excluded.

19. Privacy and Personal Information

Our processing of personal information is governed by our Privacy Policy.

Our use of cookies and similar technologies is also explained through our cookie information and cookie preference controls.

Where you request quotes, your information may be shared with our quote-matching partner and relevant participating providers as explained when you submit your request and in our Privacy Policy.

These third parties may act as independent data controllers and may provide their own privacy information.

20. Changes to These Terms

We may update these Terms and Conditions periodically to reflect changes in:

  • our website;
  • our services;
  • our quote process;
  • our commercial relationships;
  • applicable laws or regulations; or
  • the way the website operates.

The date displayed at the top of this page shows when these Terms were last updated.

Changes will apply from the date they are published.

We recommend reviewing these Terms periodically.

21. Severability

If any provision of these Terms is found to be unlawful, invalid or unenforceable, that provision will be treated as modified to the minimum extent necessary or, where that is not possible, removed.

The remaining provisions will continue to apply.

22. No Waiver

If we do not immediately exercise a right available to us under these Terms, that does not mean we have waived that right.

23. Governing Law and Jurisdiction

These Terms and your use of CardMachineProviders.co.uk are governed by the laws of England and Wales.

The courts of England and Wales will have jurisdiction in relation to disputes arising from these Terms or use of the website, subject to any mandatory rights you may have under applicable law.

24. Contact Us

If you have questions about these Terms, believe information on CardMachineProviders.co.uk is inaccurate or wish to report an issue, contact:

KA Digital Marketing Ltd trading as CardMachineProviders.co.uk

Email: info@cardmachineproviders.co.uk

Registered office:
20-22 Wenlock Road
London
England
N1 7GU

Company number: 11368756
Registered in England and Wales